The Student’s Personal Finance Toolkit: From Apps to Cash Back Websites

If you’re a student, sooner or later budgeting and managing your finances will be the top of your to-do list. When planning a budget, everyone means well. Without discipline, impulse spending can get out of control fast. Managing expenses is a result of knowing how much you can afford to spend at any given time. Monitoring your expenses will work especially for college students who are watching every penny.

There could be an endless number of apps to choose from, but here are 3 apps that can help you keep your school finances under control.



  • Check – If you’re working with a dollar-menu budget, this app makes it easy to track accounts, provide reminders to pay bills, and keep a close eye on your credit card transactions. It helps you to easily stay on top of your money.
  • Mint – While students will do everything possible to avoid a nagging parent, Mint is the next best thing to that parent looking over their shoulder. This app helps students to maintain discipline toward their spending. It’s a simple process. Students can easily register on the site, and they can set up budgets. The app measures outflows and inflows. Students are alerted the moment they exceed their budget.
  • Yowza – Couponing isn’t just for smart moms and dads. When you’re in college, every dollar saved is a dollar that can spent on something else. Students that download the app can find deals wherever they travel. It totally eliminates the need for clipping.

Basic bank accounts make all the sense in the world to set aside cash for a rainy day. A basic bank account is a good tool for students to get into the habit of saving.

Cashback websites can also be good budgeting tools that allow users to go beyond coupons or comparing prices to find some of the best money-saving deals. On these sites, students can earn back a portion of the money they’ve already spent online. These sites contain a list of preferred merchants. Some sites also offer rewards for friends or family. Particular details are offered by each site.

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